If your spouse has chosen to reduce their working hours, you may choose to compensate this by transferring your premium pension to them. This could ensure the recipient as good a pension as possible, despite their lower income.
A pension entitlement is the funds that are set aside every year for your national public pension.
One advantage of transferring your premium pension entitlement to the partner with a lower income is that it will not burden your finances in the here and now.
Transfer your premium pension entitlement
Log on using your electronic ID.
Useful information before you apply
- The Swedish Pensions Agency must receive your application no later than April 30 of the year during which the transfer is to commence. A later application will start to apply the following year.
- You and your spouse decide how long you want the transfer of your premium pension to apply.
Summary
- A pension entitlement is money that is set aside every year toward your national public pension. If your spouse or registered partner has a lower income or works part-time for a significant period, you may transfer your pension entitlement to them as compensation.
- You may only transfer premium pension entitlements during the year you request the transfer and subsequent years.
- You can decide the duration of the transfer.
- In the event of a divorce, the transfer ceases automatically.
- The Swedish Pensions Agency must receive your application no later than 30 April of the year in which the transfer is to commence.